Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • February 10, 2026 | Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)
  • February 4, 2026 | Highest paid in the world, Most fatigued in the world, Most depressed in Asia, etc?
  • January 12, 2026 | Why “Vouchers & Temporary Rebates” don’t solve S’poreans’ Cost of Living problem?
  • December 24, 2025 | A tribute to M Ravi Several friends contacted me as the news of M Ravi’s death broke today
  • December 19, 2025 | Some Suggestions To Improve The “Parliamentary System” To Enhance Civil And Political Rights (UN International Covenant on Civil and Political Rights) Singapore’s Parliament and Political Standards: A Critical Examination
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June 26, 2023

CPF balances may be $393b more if % is 6%?

https://www.facebook.com/laoliang/posts/pfbid0q5dtEBW8pCghigU3RRYu6Zv1mrHnGVEYKQx2z55aV8jD8vZ3RRmpPdCuJDKiA8Y7l


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June 23, 2023

Football – new initiative, Football has been dying for a long time because …?

https://www.facebook.com/laoliang/posts/pfbid036hCoEYJn4iTHqsxZD7Y2bGgtpVR5ggasb247d7sAx4D8drVsWipTKLMTdLMt6Sfol


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June 22, 2023

$549b CPF balances Mar 2023 – $16.5b difference in returns vs %, $30.0b contributions exceed withdrawals?

https://www.facebook.com/laoliang/posts/pfbid02AVbFCkG8wjRZyEwAw8sMNXHWXwvKcvhaNtFVmYNWNjjAtGMZmcqZ7mNZFUx2aWedl


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June 20, 2023

Low-income no PC no Wifi: Criteria harder to qualify – $800 per capita to $650? Why?

https://www.facebook.com/laoliang/posts/pfbid021BsbeDoXauoxJCPBSA2vARXgQWrETRb7ZAS2r3Rcb8JcBKjaQbcTCqdzHeidpH56l


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June 19, 2023

Yet another initiative for retail workers – Retail Institute – Minimum pay $9.74 an hour under PWM, 4 in 5 plan to leave?

https://www.facebook.com/laoliang/posts/pfbid0s2msu2ek3rooXwrU74NXcmhpqsd5RG4121RumtrfJ6ypMaFcJyYaJZqSkz2tbiufl


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June 19, 2023

Taipei’s rail reliability 10x better than S’pore, 19 fares increases in 32 years, Apple to orange fare comparison?

https://www.facebook.com/laoliang/posts/pfbid0Hz2bjEwN5FVtoA3p7BW2gamb5QYWyufpr4ExnqghaxrMRURyJqt2J6rgYpZxE9Xtl


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June 15, 2023

49.6% of total workforce (excl MDW) non-native S’poreans? (est.) – Vote for “____” President?

https://www.facebook.com/laoliang/posts/pfbid0kjuEmjtDAic1um1rUiqenoe1C3euAmSrGvpTcVEuSkgHKDSq7X8zJY8rQmaY6FEfl


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June 15, 2023

MRT more breakdowns, but reliability high?

https://www.facebook.com/laoliang/posts/pfbid02NsyFWJsXXRUc7WHZeE4b1nnf3eSC5T7mfuqKBfdUzEKnGgFmLtwGTL2YFqiLrESSl


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June 13, 2023

Presidential candidate: A few companies $3.15b – no 1 company $500m – will PEC make discretionary exception like in 2015, or walkover again?

https://www.facebook.com/laoliang/posts/pfbid031PE54xe29UvTaZGSrQWFH2BDq4DThLYECByW3gHP9qYgHZUBjsGX9ngQnoy6zAiKl


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June 12, 2023

President as “referee”: Good or bad analogy?

https://www.facebook.com/laoliang/posts/pfbid0KpwYaY4pParw2RwGoz8UPfiafmswhB74nhAfPTZA9xcfhNPKaNu3AEwa4iv3MH5Vl


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Jobs

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February 10, 2026

Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)


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December 12, 2025

What’s the problem with the “1 hour a week” definition of being counted as “employed”?


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December 12, 2025

When you read the media reports today, about the Ministry of Manpower’s (MOM) third-quarter labour report, did you know that the unemployment rate for S’poreans increased relatively more than that of Residents and Overall?


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November 1, 2025

805,000 – 925,000 (est.) Total Working-Age Population Not in Optimal Employment (Under-employed (Time, Income/Skills) + Involuntarily Unemployed + Voluntarily Unemployed)


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November 1, 2025

52.5% of PMETs Non-native S’poreans (Est.)


Healthcare

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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


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October 15, 2025

The plight of caregivers in S’pore


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September 28, 2025

What are some statistics that matter most?


CPF

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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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December 4, 2025

Which pension system in the world has only 40% attaining benchmark?


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October 18, 2025


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September 28, 2025

What are some statistics that matter most?


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