Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • February 10, 2026 | Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)
  • February 4, 2026 | Highest paid in the world, Most fatigued in the world, Most depressed in Asia, etc?
  • January 12, 2026 | Why “Vouchers & Temporary Rebates” don’t solve S’poreans’ Cost of Living problem?
  • December 24, 2025 | A tribute to M Ravi Several friends contacted me as the news of M Ravi’s death broke today
  • December 19, 2025 | Some Suggestions To Improve The “Parliamentary System” To Enhance Civil And Political Rights (UN International Covenant on Civil and Political Rights) Singapore’s Parliament and Political Standards: A Critical Examination
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April 27, 2018

Unemployment rate: PRs & foreigners down, S’poreans unchanged?

Is the Singaporeans’ unemployment rate relatively worse off than that of PRs and foreigners?


hdb-singapore

April 27, 2018

HDB & private property prices moving in opposite direction?

Why is it that private property prices are going up, whilst HDB prices are still going down?


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April 26, 2018

Citing “Population density” & “living density” together, makes no sense?

Saying and comparing “population density” and “living density” in one go at the same time is arguably, illogical?


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April 26, 2018

Electricity competition: 24% cheaper – obscene profits for decades?

The opening up of electricity to competition has highlighted the humongous profits in the past?


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April 25, 2018

Get more women to work to increase GDP: Better to increase pay?

Focus more on paying lower-income women more, rather than getting more women to work and longer hours?


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April 24, 2018

HDB: “Living density” google cannot find?

Why is it that googling “living density” or “liveable density” yields no search results?


CC BY-SA 3.0, https://en.wikipedia.org/w/index.php?curid=4637665

April 24, 2018

HDB reply: Can still monetise older flats?

We need to address the HDB “vanishing asset value” problem before it is too late for many Singaporeans?


Piggy bank in the hands of the doctor.

April 23, 2018

Spending increased a lot, but you pay much more?

Have you ever wondered as to why despite the consistent rhetoric that we have been increasing spending by a lot and will spend even more, but you always end up paying a lot more also?


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April 23, 2018

SMRT CEO’s selection process: Things that you probably don’t know?

Is there a world of difference in the way that SMRT’s last 3 CEOs were selected?


Photo: Narin BI/CC BY 2.0

April 22, 2018

Financial assistance: Need family members’ income or not?

Is the income of family members needed when applying for financial assistance?


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Jobs

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February 10, 2026

Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)


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December 12, 2025

What’s the problem with the “1 hour a week” definition of being counted as “employed”?


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December 12, 2025

When you read the media reports today, about the Ministry of Manpower’s (MOM) third-quarter labour report, did you know that the unemployment rate for S’poreans increased relatively more than that of Residents and Overall?


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November 1, 2025

805,000 – 925,000 (est.) Total Working-Age Population Not in Optimal Employment (Under-employed (Time, Income/Skills) + Involuntarily Unemployed + Voluntarily Unemployed)


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November 1, 2025

52.5% of PMETs Non-native S’poreans (Est.)


Healthcare

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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


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October 15, 2025

The plight of caregivers in S’pore


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September 28, 2025

What are some statistics that matter most?


CPF

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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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December 4, 2025

Which pension system in the world has only 40% attaining benchmark?


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October 18, 2025


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September 28, 2025

What are some statistics that matter most?


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