Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • February 10, 2026 | Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)
  • February 4, 2026 | Highest paid in the world, Most fatigued in the world, Most depressed in Asia, etc?
  • January 12, 2026 | Why “Vouchers & Temporary Rebates” don’t solve S’poreans’ Cost of Living problem?
  • December 24, 2025 | A tribute to M Ravi Several friends contacted me as the news of M Ravi’s death broke today
  • December 19, 2025 | Some Suggestions To Improve The “Parliamentary System” To Enhance Civil And Political Rights (UN International Covenant on Civil and Political Rights) Singapore’s Parliament and Political Standards: A Critical Examination
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July 29, 2013

SPHRazorTV: COE rebate if car scrapped within 5-year period? (Car Forum Pt 1)

http://www.youtube.com/watch?v=uYlNcOp7SQI Published on Jul 26, 2013 The inaugural Straits Times’ Car Forum was launched on Monday and on hand to answer motorists’ burning questions during a…


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July 27, 2013

Interesting extracts from AIM’s incorporation M & A

theonlinecitizen July 27, 2013 By Leong Sze Hian When I read the July 2013 issue of Petir, I noticed that the cover page said “In this…


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July 26, 2013

Top 10% fresh graduates earn $8,254, but no median salary?

theonlinecitizen July 26, 2013 By Leong Sze Hian 7 out of 10 get jobs before graduation I refer to the article “7 out of 10…


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July 24, 2013

TOC TV – “HDB flats don’t cost a single cent”

http://www.youtube.com/watch?v=x-SiDN8sUCg theonlinecitizen  Published on 24 Jul 2013 This week, Leong Sze Hian talks about why “HDB flats don’t cost a single cent”. *Apologies for the poor…


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July 24, 2013

Government lapses: Missing the forest for the trees?

theonlinecitizen July 24, 2013 By Leong Sze Hian Hundreds of lapses? The Auditor-General Office’s (AGO) report talks about hundreds of procurement lapses in practically every Ministry. For example,…


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July 24, 2013

Others should learn from the Police co-op on how to help Singaporeans?

theonlinecitizen July 24, 2013 By Leong Sze Hian I refer to the articles “Was Iskandar Rahmat given help?” by Void Decker (TR Emeritus, Jul 19) and…


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July 23, 2013

Event: The Unofficial Guide to CPF Life & Retirement Planning

The Unofficial Guide to CPF Life & Retirement Planning Brought to you by The Society of Financial Service Professionals (Singapore). The SFSP is a professional…


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July 23, 2013

The Great Singapore Sale? $2 only – As cheap as AIM!

theonlinecitizen July 23, 2013 By Leong Sze Hian I refer to the Insight feature article “What makes for good politics?” and the article “Political satire…


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July 22, 2013

Commodities may be trending to bullish?

Trend reversal? Of course, nobody knows!


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July 22, 2013

The Unofficial history of the poor in S’pore? (Part 4)

theonlinecitizen July 22, 2013 By Leong Sze Hian and Roy Ngerng This part 4 of the “Unofficial history of the poor in Singapore” brings us to…


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Jobs

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February 10, 2026

Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)


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December 12, 2025

What’s the problem with the “1 hour a week” definition of being counted as “employed”?


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December 12, 2025

When you read the media reports today, about the Ministry of Manpower’s (MOM) third-quarter labour report, did you know that the unemployment rate for S’poreans increased relatively more than that of Residents and Overall?


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November 1, 2025

805,000 – 925,000 (est.) Total Working-Age Population Not in Optimal Employment (Under-employed (Time, Income/Skills) + Involuntarily Unemployed + Voluntarily Unemployed)


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November 1, 2025

52.5% of PMETs Non-native S’poreans (Est.)


Healthcare

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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


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October 15, 2025

The plight of caregivers in S’pore


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September 28, 2025

What are some statistics that matter most?


CPF

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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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December 4, 2025

Which pension system in the world has only 40% attaining benchmark?


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October 18, 2025


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September 28, 2025

What are some statistics that matter most?


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