Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • October 14, 2026 | Leong Sze Hian’s speech “The Key to Singapore’s Economic Model: The ‘Sharing Economy’ in Islamic Finance” The 14th Asean Universities International Conference on Islamic Finance, Jakarta, 14 Oct 2026
  • October 5, 2026 | Global Peace Ambassador
  • September 27, 2026 | Other Countries With Declining Citizen Populations Do Not Grant So Many New Citizens Like S’pore
  • September 8, 2026 | ChatGPT Analysis: Ministerial Pay, HDB, Lower-Paid Manufacturing Worker
  • August 1, 2026 | Something Is Wrong? No, Everything is Wrong!
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November 1, 2022

Real Household income increased 1.8% 2000 – 2021

https://www.facebook.com/laoliang/posts/pfbid027iA2neeExKRLoStQtbCWFgtd8CaJjKUfQ46NphAba3X6zAKpzrT67aphpk32SzGRl


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November 1, 2022

Breaking news: HDB lost $43b in its history

https://www.facebook.com/laoliang/posts/pfbid02ZKrJTk4GVjL6X7pfpjSfii9C8poqJe3YCwKgNqYP4SPx4DwUt3abuX6TcXMMvsiNl


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October 31, 2022

HDB 3-rm increased about 37 times 1969 – 2022

https://www.facebook.com/laoliang/posts/pfbid0YaAfNfRUjnkGBfPzcrhPd766sCh19YTACvzLQyamfRFN98q1MwyAuoYNdFXfUgnPl


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October 31, 2022

Breaking news: HDB record deficit $4.37b FY2021!

https://www.facebook.com/laoliang/posts/pfbid02zTFy7siTuftw5rM377nUMxAbKJKaDio48nZBCRNZA5KGq9W8kujaZCvpo8R1daWyl


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October 30, 2022

Some suggestions on how to reduce the stress of S’poreans

https://www.facebook.com/laoliang/posts/pfbid02EevSGPBmGCHDEX4kJeZxWbCEPo7qztSkbvsPtzabt4foSTSnux5cUiAqvoJSEAXVl


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October 30, 2022

Breaking news: 1 in 3 losing sleep due to the constant worry that they do not have enough money, 46% had stress related to their income and finances

https://www.facebook.com/laoliang/posts/pfbid0ZrKXRocFRbKbNCHwN6jSFumJVuTysMQ7U47PqBbTahJMKW3kgLEo7Ac5DrRhnz1rl


October 29, 2022

Breaking news: Fully vaccinated in the eligible population decreased from 95 to 92%

https://www.facebook.com/laoliang/posts/pfbid02JpbxyemuuUdPKiPM3CKYuATFuTnJW4tXimeRGNxCBaTsn7aWkYL2u4j6oUUDktmTl


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October 29, 2022

“Revelationary” Jobs Statistics: Full-time employed Non-PMETs real income increased 0.6% p.a. last 20 years, Median take-home pay $1,733

https://www.facebook.com/laoliang/posts/pfbid0JyZRqVZbTpLJDMkK6D8vMAdy9r2JFnccn7ua6T1bq3bY84gMYUqUZUzeCwPSTEUrl


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October 28, 2022

How many of the 575,300 local jobs growth from 2005-2020 were to S’poreans?

https://www.facebook.com/laoliang/posts/pfbid026NHdfyKRqD6jJTPUZeeMKJNQzxT7xig2iJ1X39KbnN8AdpLQH6oN5oQQf5toDjEql


October 28, 2022

28 Oct: 11.54 : 0.18 (64 : 1) Ratio of the Fully vaccinated (with booster) to the Non-fully vaccinated, in ICU (7-day average incidence rate x the respective population)

https://www.facebook.com/laoliang/posts/pfbid0CsPdy1KNvY9Uvu1g2adUKyqXrG2cB7pywKdzRFJG52zCvnBF9e8c2SyhPrbd8jpal


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Jobs

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June 15, 2026

89% (est.) of Jobs Growth 428,800 last 4.25 years to foreigners


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May 27, 2026

792,600 take-home pay below $2,400


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May 25, 2026

638,500 Take-home pay below $2,000


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March 22, 2026

1.6% p.a. real increase in household income last 5 years?


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March 22, 2026

300,000 Jobs: Unemployed increased to 115,000?


Healthcare

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

How many “really” unvaccinated employees?


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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


CPF

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

Forget about the Reserves: Just collect less money (inflows)?


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March 22, 2026


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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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