Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • February 10, 2026 | Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)
  • February 4, 2026 | Highest paid in the world, Most fatigued in the world, Most depressed in Asia, etc?
  • January 12, 2026 | Why “Vouchers & Temporary Rebates” don’t solve S’poreans’ Cost of Living problem?
  • December 24, 2025 | A tribute to M Ravi Several friends contacted me as the news of M Ravi’s death broke today
  • December 19, 2025 | Some Suggestions To Improve The “Parliamentary System” To Enhance Civil And Political Rights (UN International Covenant on Civil and Political Rights) Singapore’s Parliament and Political Standards: A Critical Examination
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July 14, 2018

SG bonds default rate going thru the roof?

Singapore’s corporate bonds’ default rate has hit more than 2.6%, relative to the historical default rates in the United States


singaporecore

July 14, 2018

Degree holders face global competition in S’pore?

Is Singapore the only developed country in the world that allows foreigners to come as tourists to look for jobs, and stay when they find one?


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July 14, 2018

HDB: What % get $80k housing grants – 2-room for $4k?

What percentage of HDB BTO buyers get the maximum housing grants of up to $80,000? I refer to the HDB’s three-quarter page color advertisement on…


GIC

July 13, 2018

Report GIC returns in S$ also so that we know CPF % rates are very good & fair

If GIC reports its returns in S$ also – Singaporeans may complain less about not getting CPF interest rates that are actually good and fair


Wheelchair walk

July 12, 2018

ElderShield: $133m claims, $4b surpluses/reserves?

Is ElderShield possibly the most profitable national long-term care insurance scheme in the world?


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July 12, 2018

Parliament: ‘Insensitive’ remarks on the 4 in 10 earning below $2.5k/unemployed?

With 4 in 10 earning less than $2,500 or unemployed – do we need such ‘insensitive’ remarks in Parliament?


Photo:ST

July 11, 2018

CareShield Life: Investment returns for members – why not for CPF too?

If the investment returns for CareShield Life can be returned to members – why can’t CPF investment returns be the same too?


TODAY file photo

July 11, 2018

Teachers parking kept by schools: Why never tell us earlier?

Why did the Government forget to tell Singaporeans in March, such an important fact that the teachers’ parking revenue will be given to the individual schools?


Marina Bay, Singapore – Photo: Leonid Yaitsky via Flickr, used under Creative Commons License (By 2.0)

July 10, 2018

Putting the numbers to ‘New Malaysia makes Singapore look outdated’?

What are the statistics that relate to Singapore ‘looking outdated’?


temasek

July 7, 2018

Norway fund “management costs” US$0.5b, Temasek “admin. expenses” S$8b

Why is it that Temasek does not disclose its “management costs” like Norway’s sovereign wealth fund?


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Jobs

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February 10, 2026

Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)


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December 12, 2025

What’s the problem with the “1 hour a week” definition of being counted as “employed”?


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December 12, 2025

When you read the media reports today, about the Ministry of Manpower’s (MOM) third-quarter labour report, did you know that the unemployment rate for S’poreans increased relatively more than that of Residents and Overall?


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November 1, 2025

805,000 – 925,000 (est.) Total Working-Age Population Not in Optimal Employment (Under-employed (Time, Income/Skills) + Involuntarily Unemployed + Voluntarily Unemployed)


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November 1, 2025

52.5% of PMETs Non-native S’poreans (Est.)


Healthcare

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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


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October 15, 2025

The plight of caregivers in S’pore


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September 28, 2025

What are some statistics that matter most?


CPF

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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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December 4, 2025

Which pension system in the world has only 40% attaining benchmark?


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October 18, 2025


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September 28, 2025

What are some statistics that matter most?


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