Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • October 14, 2026 | Leong Sze Hian’s speech “The Key to Singapore’s Economic Model: The ‘Sharing Economy’ in Islamic Finance” The 14th Asean Universities International Conference on Islamic Finance, Jakarta, 14 Oct 2026
  • October 5, 2026 | Global Peace Ambassador
  • September 27, 2026 | Other Countries With Declining Citizen Populations Do Not Grant So Many New Citizens Like S’pore
  • September 8, 2026 | ChatGPT Analysis: Ministerial Pay, HDB, Lower-Paid Manufacturing Worker
  • August 1, 2026 | Something Is Wrong? No, Everything is Wrong!

July 22, 2018

Malaysia cancels electricity agreements: 13 cents vs S’pore’s 23 cents?

Why is the electricity tariff in Singapore almost double that of Malaysia’s?


July 21, 2018

“Health records” hacking: “Protection” vs “Surveillance”?

Are we spending too much on “surveillance, propaganda and influencing”, relative to protecting our systems?  I refer to the article “Here’s why we should all…


July 21, 2018

Silver Housing Bonus up to 20k: $60k to CPF, $0 to cash?

Would you downgrade your HDB flat and use all your net sales proceeds to top-up your CPF and get no cash, to get up to…


July 18, 2018

Ben Davis NS deferment: MINDEF talking rubbish?

MINDEF’s reasons and excuses for not granting NS deferment to Ben Davis don’t make sense leh?


July 18, 2018

AGO: PA lapses – 25% grassroots new citizens/PRs?

What is the proportion of new citizens and PRs in the grassroots?


July 16, 2018

Only 16% met Full Retirement Sum?

Why is it that only an estimated 16% of Singaporeans were able to meet the Full Retirement Sum at age 55?


July 16, 2018

GIC ‘global equities’ reference portfolio, but historical comparison narrative is ‘US equities’?

Suggest that GIC use its ‘Global equities and bonds’ reference portfolio, in its historical comparison narrative, instead of a ‘US equities and bonds’ portfolio’


July 15, 2018

Keep food prices low: 1 social enterprise $380m profits, what about all social enterprises’ profits?

How much profits does NTUC Foodfare make – NTUC Fairprice had $380 million profits?


July 14, 2018

SG bonds default rate going thru the roof?

Singapore’s corporate bonds’ default rate has hit more than 2.6%, relative to the historical default rates in the United States


July 14, 2018

Degree holders face global competition in S’pore?

Is Singapore the only developed country in the world that allows foreigners to come as tourists to look for jobs, and stay when they find one?


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Jobs

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June 15, 2026

89% (est.) of Jobs Growth 428,800 last 4.25 years to foreigners


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May 27, 2026

792,600 take-home pay below $2,400


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May 25, 2026

638,500 Take-home pay below $2,000


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March 22, 2026

1.6% p.a. real increase in household income last 5 years?


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March 22, 2026

300,000 Jobs: Unemployed increased to 115,000?


Healthcare

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

How many “really” unvaccinated employees?


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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


CPF

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

Forget about the Reserves: Just collect less money (inflows)?


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March 22, 2026


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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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