Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • February 10, 2026 | Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)
  • February 4, 2026 | Highest paid in the world, Most fatigued in the world, Most depressed in Asia, etc?
  • January 12, 2026 | Why “Vouchers & Temporary Rebates” don’t solve S’poreans’ Cost of Living problem?
  • December 24, 2025 | A tribute to M Ravi Several friends contacted me as the news of M Ravi’s death broke today
  • December 19, 2025 | Some Suggestions To Improve The “Parliamentary System” To Enhance Civil And Political Rights (UN International Covenant on Civil and Political Rights) Singapore’s Parliament and Political Standards: A Critical Examination
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February 28, 2024

Breaking news (Parliament): Budget – “different from that of countries which “make major commitments without assurance of funding””

https://www.facebook.com/laoliang/posts/pfbid02JrqsCvk22M9iDznrHuSv9AfGVhM1EGcvWVCRGERrvAbgLSMueGECDHV89nfUfdzzl


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February 28, 2024

CPF SA closure not aimed at saving %, “locking up money”

https://www.facebook.com/laoliang/posts/pfbid0kqcfo85cKymVvzH4Arnt1xmY1mJsZ8kits5jkZ6iaGwZts5ReKM5VWe6xdzATYRzl


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February 22, 2024

Fresh Uni grads full-time jobs decreased from 87.5 to 84.1%, real pay increase 0.5% p.a. last 17 years

https://www.facebook.com/laoliang/posts/pfbid023bFkZcUmA67amgM1rukBEpmdbLrk61cMyXNnBPZ8MLmJ74DM7mmrwG2KHARvhT9cl


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February 20, 2024

CPF: Closure of SA for age over 55 – Implications for retirement planning

https://www.facebook.com/leong.hian/posts/pfbid0gNnQCSxjhNFf4i7v7jWSS35aR9nj3AcGcu2WLDWqJYBGAFzofcxTM1JyGo2NFb9ql


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February 17, 2024

(Budget): Comparing Revised FY2023 to Revised FY2022 – Collected more, spent less, transferred more – Operating revenue up 15.5%, Total expenditure down 0.056%, Top-ups to endowment & trust funds up 289.1%

https://www.facebook.com/leong.hian/posts/pfbid0yfL8bzsQmikUqHz2tpDFZc3zhcHy89c1UqeFNFPUS34Rjp1autdR3UWAbGSu2fKLl


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February 11, 2024

Budget: Workers worry about job security – 317,200 jobs growth last 2 years – about 90% to non-S’poreans

https://www.facebook.com/laoliang/posts/pfbid02E9bARSgavxAcim4DwQn3qunUpeqBGJDEZqeVvcj9UxhDMUnnV2yCSCLxFk4AcQCGl


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January 31, 2024

CRTW, APT, non-PMETs real income increased 0, 0.2, 0.2% p.a. last 22 years

https://www.facebook.com/laoliang/posts/pfbid02w9XN5ogofAAeXaJ29BoKpRTP29FarjJYYKv3fBieEvRH3EYonPWgwY6ijoynbG4wl


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January 31, 2024

Retrenchments increased 122% in 2023, 44.6% (est.) non-S’poreans in workforce

https://www.facebook.com/laoliang/posts/pfbid034wKtkF2SKdYE8QBnW8AveQntjkP4bzEZ5HtaYEytqvTRXJacmu7U6T8pCguiLiQxl


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January 12, 2024

Fresh poly grads’ real starting pay increased 0.5% p.a. last 16 years?

https://www.facebook.com/laoliang/posts/pfbid02WYTxXuDLW1JymBEaqJrqJ5ARrwzroMSpWe5sBLsxJbFx2aP9GH2P1qNKFjatMp9Al


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January 6, 2024

590g Premature baby’s $170,000 KKH bill fundraiser – Healthcare inflows relative to outflows

https://www.facebook.com/laoliang/posts/pfbid0SLvasHwGxBkgFkKWcWSyNeSdFBqnuRyuA2goMnBhiADvknhm9qfvCmgFYXuvouJ1l


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Jobs

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February 10, 2026

Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)


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December 12, 2025

What’s the problem with the “1 hour a week” definition of being counted as “employed”?


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December 12, 2025

When you read the media reports today, about the Ministry of Manpower’s (MOM) third-quarter labour report, did you know that the unemployment rate for S’poreans increased relatively more than that of Residents and Overall?


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November 1, 2025

805,000 – 925,000 (est.) Total Working-Age Population Not in Optimal Employment (Under-employed (Time, Income/Skills) + Involuntarily Unemployed + Voluntarily Unemployed)


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November 1, 2025

52.5% of PMETs Non-native S’poreans (Est.)


Healthcare

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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


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October 15, 2025

The plight of caregivers in S’pore


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September 28, 2025

What are some statistics that matter most?


CPF

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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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December 4, 2025

Which pension system in the world has only 40% attaining benchmark?


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October 18, 2025


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September 28, 2025

What are some statistics that matter most?


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