Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • February 10, 2026 | Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)
  • February 4, 2026 | Highest paid in the world, Most fatigued in the world, Most depressed in Asia, etc?
  • January 12, 2026 | Why “Vouchers & Temporary Rebates” don’t solve S’poreans’ Cost of Living problem?
  • December 24, 2025 | A tribute to M Ravi Several friends contacted me as the news of M Ravi’s death broke today
  • December 19, 2025 | Some Suggestions To Improve The “Parliamentary System” To Enhance Civil And Political Rights (UN International Covenant on Civil and Political Rights) Singapore’s Parliament and Political Standards: A Critical Examination
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November 2, 2025

1 in 7 households (Expenditure exceeds Income) received ComCare assistance (est.)

https://www.facebook.com/laoliang/posts/pfbid08UZsw9JBtUDL1iBpwjtPoEeBUcBxkroodEvcMhdZruJWGcmUm7T31eKZf4zabG4pl


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November 2, 2025

Expenditure exceeds Income: 139,000 households, 300,000 workers (est.)

https://www.facebook.com/laoliang/posts/pfbid036c7usT3f9pKFWpxAqLh7HEiLq1chyJdNJEVrHEDo6M4PSZrPEQYdzsUBhG3u4eqal


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November 1, 2025

805,000 – 925,000 (est.) Total Working-Age Population Not in Optimal Employment (Under-employed (Time, Income/Skills) + Involuntarily Unemployed + Voluntarily Unemployed)

https://www.facebook.com/laoliang/posts/pfbid02DBhbRZMGUGmANdgDurB9vQ29DU5H9YA7wpmrQV7BwHb7VpHMm2w864ZWfU6P16M7l


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November 1, 2025

52.5% of PMETs Non-native S’poreans (Est.)

https://www.facebook.com/laoliang/posts/pfbid0X7GkNjw1DG8DcfhyoCkqkRsitWyo8SCgszo4J8nzHu84jMAXXKzJNrVHXhSXWHP3l


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November 1, 2025

The Invisible Line: Estimating Poverty in Affluent Singapore

https://gemini.google.com/share/9a512adbc7c3 https://www.facebook.com/laoliang/posts/pfbid0vUnfkFhg8k9PDGg35GJrrzzL8w5wesp6mS9t53JNvDrXTvrmwALK1vNfHFXpiFBEl


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October 31, 2025

Up to 63.3% Non-native S’porean workforce by 2035 “Singapore — The Rise of Non-Native Singaporeans: Projections to 2030 & 2035”

https://gemini.google.com/share/15e9d2119724 https://www.facebook.com/laoliang/posts/pfbid02vTuwDQmKH48G8HKd1DPwf6coZ6p8qXuCTyWBjrvAqwbTdSnCiV2NZGEcSwjgHx5Al


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October 30, 2025

Here’s a link to a storybook that you can watch and listen, of “What If Most Public Institutions (Public Transport, Utilities, Universities, Healthcare, etc) Are Run On a Non- profit Basis (breakeven cashflows)? – The Impact and Outcomes for S’poreans”

https://www.facebook.com/laoliang/posts/pfbid0PSTXuZyeSeCwHehcrwt4Xpppq7Eu8WvkMRYuuhwXAm1LtSwZjMVsL6Te8sPNZJnWl


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October 30, 2025

What If Most Public Institutions (Public Transport, Utilities, Universities, Healthcare, etc) Are Run On a Non- profit Basis (breakeven cashflows)? – The Impact and Outcomes for S’poreans (Part 1)

https://www.youtube.com/watch?v=XwDxmoL3Ylo


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October 30, 2025

What If Most Public Institutions (Public Transport, Utilities, Universities, Healthcare, HDB, CPF, etc) Are Run On a Non- profit Basis? – The Impact and Outcomes for S’poreans

https://www.facebook.com/laoliang/posts/pfbid02ajHHAn7FMbFas2wVBc6aNrbrZBFfNVeHxXZXUw1QYakuEYZY98rtELq81Up9kn9Gl


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October 30, 2025

S’pore’s 8 “very low or poor” World Rankings: Do these affect you?

https://www.youtube.com/watch?v=URoTaBt4sSY


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Jobs

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February 10, 2026

Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)


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December 12, 2025

What’s the problem with the “1 hour a week” definition of being counted as “employed”?


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December 12, 2025

When you read the media reports today, about the Ministry of Manpower’s (MOM) third-quarter labour report, did you know that the unemployment rate for S’poreans increased relatively more than that of Residents and Overall?


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November 1, 2025

805,000 – 925,000 (est.) Total Working-Age Population Not in Optimal Employment (Under-employed (Time, Income/Skills) + Involuntarily Unemployed + Voluntarily Unemployed)


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November 1, 2025

52.5% of PMETs Non-native S’poreans (Est.)


Healthcare

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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


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October 15, 2025

The plight of caregivers in S’pore


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September 28, 2025

What are some statistics that matter most?


CPF

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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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December 4, 2025

Which pension system in the world has only 40% attaining benchmark?


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October 18, 2025


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September 28, 2025

What are some statistics that matter most?


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