Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • June 15, 2026 | 89% (est.) of Jobs Growth 428,800 last 4.25 years to foreigners
  • June 11, 2026 | ebook “Singapore’s Economic Success and Anti-Corruption Model: Can It Be Adapted to Nepal?”
  • May 29, 2026 | All kinds of debts rising
  • May 29, 2026 | All kinds of debts rising
  • May 28, 2026 | Singapore’s Business Shakeout: Why More Firms Are Scaling Down, Closing, or MovingOperations Out

May 20, 2018

Parliament: The “moral value” of public policies?

How can our public policies have “moral value” when from a cashflow perspective – we do not spend any money on pensions, public housing and healthcare?


May 18, 2018

More breakdowns = higher fares, no penalties?

Is the reasoning behind our public transport policies flawed – one of the least reliable and most expensive fares in the world? I refer to…


May 17, 2018

Illogical reasoning for not addressing HDB lease problem?

If supporting a 6.9 million population is not a problem – why has land for public housing suddenly become a serious problem now?


May 15, 2018

Cleaners’ minimum wage: $1,060 – very low?

Isn’t a minimum wage of $1,060 very low?


May 8, 2018

Hospital bill increased by 2,500%?

Is healthcare affordable when class C bills may have increased by about 2,500%?


May 7, 2018

Govt’s share of ‘costs per university student’ down from 93.3% to 62.5%?

Why do we keep decreasing the government’s share of the costs per university student?


May 6, 2018

May Day award: 398,100 local jobs, 676,900 foreign jobs, 499,508 new PRs, 230,916 new citizens?

How many of the locals’ job growth of 398,100 (676,900 foreign jobs’ growth) went to Singaporeans, when we granted 499,508 new PRs and 230,916 new citizens, from 2006 to 2017?


May 5, 2018

Public hospitals: How much profits/losses?

Are our public hospitals making profits or losses?


April 30, 2018

May Day: 12,800 job losses – how many S’poreans?

Without the breakdown of the jobs statistics into Singaporeans, PRs and foreigners – how do we know the statistics for Singaporeans?


April 30, 2018

University fees increased up to 10.5% p.a., govt spending increased 1.4% p.a.?

University tuition fees increased by up to 10.5% per annum, against government spending per university student increased by only 1.4% per annum?


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Jobs

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June 15, 2026

89% (est.) of Jobs Growth 428,800 last 4.25 years to foreigners


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May 27, 2026

792,600 take-home pay below $2,400


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May 25, 2026

638,500 Take-home pay below $2,000


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March 22, 2026

1.6% p.a. real increase in household income last 5 years?


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March 22, 2026

300,000 Jobs: Unemployed increased to 115,000?


Healthcare

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

How many “really” unvaccinated employees?


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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


CPF

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

Forget about the Reserves: Just collect less money (inflows)?


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March 22, 2026


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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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