Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • October 14, 2026 | Leong Sze Hian’s speech “The Key to Singapore’s Economic Model: The ‘Sharing Economy’ in Islamic Finance” The 14th Asean Universities International Conference on Islamic Finance, Jakarta, 14 Oct 2026
  • October 5, 2026 | Global Peace Ambassador
  • September 27, 2026 | Other Countries With Declining Citizen Populations Do Not Grant So Many New Citizens Like S’pore
  • September 8, 2026 | ChatGPT Analysis: Ministerial Pay, HDB, Lower-Paid Manufacturing Worker
  • August 1, 2026 | Something Is Wrong? No, Everything is Wrong!
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November 5, 2025

S’poreans are literally “dying” – Survey finds that two-thirds of workers are worried they cannot financially support their everyday needs

https://www.facebook.com/laoliang/posts/pfbid0QgRz6F72o9HPpp24SRsDGEfYQEkqQ8gQ57NAFKh3y2Bpd22qoxSFcNJgu9P6ToFrl


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November 4, 2025

If you think students are stressed, maybe teachers even more stressed?

https://www.facebook.com/laoliang/posts/pfbid02T2qJJvEH4MhVcALSdaHHWofd9HpzPdMDj5nci3hSxNaymDXkhWivm3JJS35iFwV5l


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November 4, 2025

Achievements of the Malay community, since Singapore’s independence

https://www.facebook.com/laoliang/posts/pfbid02V3aX6LQFeRaz8wpq8os9X153q1Rf5edtAVRMYw94mPdoPKzrNdw176GiEBLf1T5Ul


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November 3, 2025

Comcare decreased 37.7% Balance between immigration & infrastructure spending and more help for S’poreans

https://www.facebook.com/laoliang/posts/pfbid02cf1JPX3J7bPAPYJt11fFbBXsQhcdW8Sr7VX6F1kqZTwmYif3W3toH4f9TzGq7ucxl


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November 2, 2025

“41.7% said foreigners have somewhat negatively, negatively or very negatively impacted national identity”

https://www.facebook.com/laoliang/posts/pfbid031XUH4emiQw5kg54tpKSVZufJ1uW92NruXsknsY3b6x91Akst3KMU3qk2XBUmAnt6l


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November 2, 2025

1 in 7 households (Expenditure exceeds Income) received ComCare assistance (est.)

https://www.facebook.com/laoliang/posts/pfbid08UZsw9JBtUDL1iBpwjtPoEeBUcBxkroodEvcMhdZruJWGcmUm7T31eKZf4zabG4pl


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November 2, 2025

Expenditure exceeds Income: 139,000 households, 300,000 workers (est.)

https://www.facebook.com/laoliang/posts/pfbid036c7usT3f9pKFWpxAqLh7HEiLq1chyJdNJEVrHEDo6M4PSZrPEQYdzsUBhG3u4eqal


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November 1, 2025

805,000 – 925,000 (est.) Total Working-Age Population Not in Optimal Employment (Under-employed (Time, Income/Skills) + Involuntarily Unemployed + Voluntarily Unemployed)

https://www.facebook.com/laoliang/posts/pfbid02DBhbRZMGUGmANdgDurB9vQ29DU5H9YA7wpmrQV7BwHb7VpHMm2w864ZWfU6P16M7l


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November 1, 2025

52.5% of PMETs Non-native S’poreans (Est.)

https://www.facebook.com/laoliang/posts/pfbid0X7GkNjw1DG8DcfhyoCkqkRsitWyo8SCgszo4J8nzHu84jMAXXKzJNrVHXhSXWHP3l


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November 1, 2025

The Invisible Line: Estimating Poverty in Affluent Singapore

https://gemini.google.com/share/9a512adbc7c3 https://www.facebook.com/laoliang/posts/pfbid0vUnfkFhg8k9PDGg35GJrrzzL8w5wesp6mS9t53JNvDrXTvrmwALK1vNfHFXpiFBEl


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Jobs

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June 15, 2026

89% (est.) of Jobs Growth 428,800 last 4.25 years to foreigners


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May 27, 2026

792,600 take-home pay below $2,400


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May 25, 2026

638,500 Take-home pay below $2,000


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March 22, 2026

1.6% p.a. real increase in household income last 5 years?


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March 22, 2026

300,000 Jobs: Unemployed increased to 115,000?


Healthcare

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

How many “really” unvaccinated employees?


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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


CPF

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

Forget about the Reserves: Just collect less money (inflows)?


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March 22, 2026


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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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