Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • October 14, 2026 | Leong Sze Hian’s speech “The Key to Singapore’s Economic Model: The ‘Sharing Economy’ in Islamic Finance” The 14th Asean Universities International Conference on Islamic Finance, Jakarta, 14 Oct 2026
  • October 5, 2026 | Global Peace Ambassador
  • September 27, 2026 | Other Countries With Declining Citizen Populations Do Not Grant So Many New Citizens Like S’pore
  • September 8, 2026 | ChatGPT Analysis: Ministerial Pay, HDB, Lower-Paid Manufacturing Worker
  • August 1, 2026 | Something Is Wrong? No, Everything is Wrong!

January 25, 2023

HDB 2-room flexi: 50-year lease $127,000 vs 99-year lease $109,000 – $173,000 (average $141,000)?

After I wrote “HDB starts to sell 3-rm at shorter 50-year lease – no wonder become more affordable?” (Jan 24) https://www.facebook.com/laoliang/posts/pfbid027JqGAP8eUd4TB7ddhswv4DHm3UdTk2Qg2vDUar7eSCeUrszn5QHQSFJf7cq9SLbNl – someone remarked that…


January 24, 2023

HDB starts to sell 3/4-rm at shorter 50-year lease – no wonder become more affordable?

“Over 700 families in rental flats bought homes in 2022: HDB” (ST, Jan 24) “Madam Lee, 53, moved into a two-room Housing Board flexi flat…


January 24, 2023

Polyclinic fees keep increasing – got surpluses or not?

“Singapore healthcare firms ailed by rising costs, but there are bright spots” (BT, Jan 24)Comment: My friend who gave birth to 3 children (2 boys…


January 23, 2023

Average HDB BTO 4-room prices increased by 41% for non-mature estates, against just 18% for mature estates. and 90% for resale flats (HDB Resale Price Index), from 2007 to 2013

Average HDB BTO 4-room prices increased by 41% for non-mature estates, against just 18% for mature estates. and 90% for resale flats (HDB Resale Price…


January 22, 2023

The “Mystery” of what percentage of the Jobs Growth (<10%) in 2022 (1st 3 quarters) went to S'poreans, may have been solved?

During the Live from Taipei with Terry Xu & Leong Sze Hian – Not Meaningful Roundup of 2022! (10 Jan 2023) – https://www.youtube.com/watch?v=xy6OK0ZA36g- Terry mentioned…


January 22, 2023

HDB BTO 2-room: Increased 135.8% vs 77.9% Income increase of Service & Sales Workers 2004 – 2021?

The average prices of non-matured estates HDB BTO 2-room flats increased from $99,500 in 2004 to $234,662 in 2021 https://stackedhomes.com/……/are-btos-still……/…… This works out to an…


January 22, 2023

Malaysians leaving S’pore to live, but work here – S’poreans too?

“Record-high HDB rents driving Malaysians working in S’pore to live in JB” (ST, Jan 22) “A common room, or a bedroom without an attached toilet,…


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January 20, 2023


January 19, 2023

Guess which category of workers has the highest unemployment rate?

Guess which category of workers has the highest unemployment rate? Clerical Support Workers 6.6% in 2021 https://stats.mom.gov.sg/Pages/UnemploymentTimeSeries.aspx Guess which category of workers has one of…


January 19, 2023

NTUC FairPrice locks up baby milk powder to prevent theft – Why so many steal milk power, in a 1st world country?

“Bukit Batok NTUC FairPrice outlet locks up baby formula milk in trial to deter shoplifting” (ST, Jan 18) Comment: Given that, as I understand it,…


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Jobs

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June 15, 2026

89% (est.) of Jobs Growth 428,800 last 4.25 years to foreigners


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May 27, 2026

792,600 take-home pay below $2,400


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May 25, 2026

638,500 Take-home pay below $2,000


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March 22, 2026

1.6% p.a. real increase in household income last 5 years?


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March 22, 2026

300,000 Jobs: Unemployed increased to 115,000?


Healthcare

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

How many “really” unvaccinated employees?


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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


CPF

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

Forget about the Reserves: Just collect less money (inflows)?


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March 22, 2026


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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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