Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • October 14, 2026 | Leong Sze Hian’s speech “The Key to Singapore’s Economic Model: The ‘Sharing Economy’ in Islamic Finance” The 14th Asean Universities International Conference on Islamic Finance, Jakarta, 14 Oct 2026
  • October 5, 2026 | Global Peace Ambassador
  • September 27, 2026 | Other Countries With Declining Citizen Populations Do Not Grant So Many New Citizens Like S’pore
  • September 8, 2026 | ChatGPT Analysis: Ministerial Pay, HDB, Lower-Paid Manufacturing Worker
  • August 1, 2026 | Something Is Wrong? No, Everything is Wrong!
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October 31, 2025

Up to 63.3% Non-native S’porean workforce by 2035 “Singapore — The Rise of Non-Native Singaporeans: Projections to 2030 & 2035”

https://gemini.google.com/share/15e9d2119724 https://www.facebook.com/laoliang/posts/pfbid02vTuwDQmKH48G8HKd1DPwf6coZ6p8qXuCTyWBjrvAqwbTdSnCiV2NZGEcSwjgHx5Al


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October 30, 2025

Here’s a link to a storybook that you can watch and listen, of “What If Most Public Institutions (Public Transport, Utilities, Universities, Healthcare, etc) Are Run On a Non- profit Basis (breakeven cashflows)? – The Impact and Outcomes for S’poreans”

https://www.facebook.com/laoliang/posts/pfbid0PSTXuZyeSeCwHehcrwt4Xpppq7Eu8WvkMRYuuhwXAm1LtSwZjMVsL6Te8sPNZJnWl


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October 30, 2025

What If Most Public Institutions (Public Transport, Utilities, Universities, Healthcare, etc) Are Run On a Non- profit Basis (breakeven cashflows)? – The Impact and Outcomes for S’poreans (Part 1)

https://www.youtube.com/watch?v=XwDxmoL3Ylo


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October 30, 2025

What If Most Public Institutions (Public Transport, Utilities, Universities, Healthcare, HDB, CPF, etc) Are Run On a Non- profit Basis? – The Impact and Outcomes for S’poreans

https://www.facebook.com/laoliang/posts/pfbid02ajHHAn7FMbFas2wVBc6aNrbrZBFfNVeHxXZXUw1QYakuEYZY98rtELq81Up9kn9Gl


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October 30, 2025

S’pore’s 8 “very low or poor” World Rankings: Do these affect you?

https://www.youtube.com/watch?v=URoTaBt4sSY


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October 29, 2025

S’pore’s 8 “very low or poor” World Rankings: Do these affect you?

https://www.facebook.com/laoliang/posts/pfbid0iYBBhEFgtsYPCnPBTCVrsyboZgWhUv9uhW9B1MG1jjzwkwHhZ7vMjMsJdFfhD626l


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October 29, 2025

111 Charts & Tables, 21,000 Words on “No one will be left behind”: What it means for ordinary S’poreans?


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October 29, 2025

111 Charts & Tables, 21,000 Words on “No one will be left behind”: What it means for ordinary S’poreans?

https://www.facebook.com/laoliang/posts/pfbid0gF3ncwbKNZ4RTjAvvTwtzwoT6zzdUWFSRGMJBX78QvHbKFzzWDvZ1cCAA4GJFq2hl


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October 28, 2025

Help her choose what to do – 13 moneylenders + 2 banks?

https://www.facebook.com/laoliang/posts/pfbid0V5DPpiWEHc4zVmmLcbkhDMpJsr5iqoE8ex6vPoyw4PVKdaHpcSuq9ybcn9JEc1j3l


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October 27, 2025

Singapore’s Debt Paradox: Prosperity Amid Personal Bankruptcy

https://www.facebook.com/laoliang/posts/pfbid0nXNanFFWXrq45eActwpKnzMeamWHu5rKrCMgWibt9ZhxiQr84gazhztqMbZbAvmJl


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Jobs

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June 15, 2026

89% (est.) of Jobs Growth 428,800 last 4.25 years to foreigners


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May 27, 2026

792,600 take-home pay below $2,400


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May 25, 2026

638,500 Take-home pay below $2,000


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March 22, 2026

1.6% p.a. real increase in household income last 5 years?


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March 22, 2026

300,000 Jobs: Unemployed increased to 115,000?


Healthcare

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

How many “really” unvaccinated employees?


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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


CPF

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

Forget about the Reserves: Just collect less money (inflows)?


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March 22, 2026


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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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