Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • February 10, 2026 | Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)
  • February 4, 2026 | Highest paid in the world, Most fatigued in the world, Most depressed in Asia, etc?
  • January 12, 2026 | Why “Vouchers & Temporary Rebates” don’t solve S’poreans’ Cost of Living problem?
  • December 24, 2025 | A tribute to M Ravi Several friends contacted me as the news of M Ravi’s death broke today
  • December 19, 2025 | Some Suggestions To Improve The “Parliamentary System” To Enhance Civil And Political Rights (UN International Covenant on Civil and Political Rights) Singapore’s Parliament and Political Standards: A Critical Examination
CPF inflows

February 4, 2023

CPF inflows exceed outflows by $26.08b (est.) – From a cashflow perspective – are we spending any money on CPF?

$21.9b – CPF savings used by 996,000 members for housing needs Since about 80% live in HDB – how much money may eventually become worthless,…


44%

February 3, 2023

44.4% of all post-secondary students are needy students, after the bursaries’ criteria was revised – last revision was in 2018?

“About 78,500 students to benefit from increase in tuition fee bursaries” (ST, Feb 3) “About 78,500 post-secondary students will receive financial help to pursue their…


PRs

February 2, 2023

PRs in workforce, as % of PRs population increased to a high of 80%, from 59%?

The No. of PRs in the population, seems to be declining, from 541,000 in 2010 to 521,000 in 2020 to 488,700 in 2021 to 519,500…


What has

February 1, 2023

Craftsmen & related trades workers’ real income decreased 12.3% last year, -0.1% p.a. last 21 years, Female non-PMETs decreased 6.7% last year, increased 0.5% p.a. last 21 years?

“The rocky road to raising low-end pay scales The roll-out of the Progressive Wage Model spells great promise, but also challenges” (ST, Feb 1) “One…


Breakdown

January 31, 2023

Breakdown of 2022 Jobs Growth into residents & foreigners, is n.a. and n.a.??

“As per the Department’s usual practice, resident and non-resident quarterly employment change figures will not be released for the Labour Market Advance Release. These figures…


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January 25, 2023

HDB 2-room flexi: 50-year lease $127,000 vs 99-year lease $109,000 – $173,000 (average $141,000)?

After I wrote “HDB starts to sell 3-rm at shorter 50-year lease – no wonder become more affordable?” (Jan 24) https://www.facebook.com/laoliang/posts/pfbid027JqGAP8eUd4TB7ddhswv4DHm3UdTk2Qg2vDUar7eSCeUrszn5QHQSFJf7cq9SLbNl – someone remarked that…


HDB1

January 24, 2023

HDB starts to sell 3/4-rm at shorter 50-year lease – no wonder become more affordable?

“Over 700 families in rental flats bought homes in 2022: HDB” (ST, Jan 24) “Madam Lee, 53, moved into a two-room Housing Board flexi flat…


Photo by Steven Ong

January 24, 2023

Polyclinic fees keep increasing – got surpluses or not?

“Singapore healthcare firms ailed by rising costs, but there are bright spots” (BT, Jan 24)Comment: My friend who gave birth to 3 children (2 boys…


Average HDB

January 23, 2023

Average HDB BTO 4-room prices increased by 41% for non-mature estates, against just 18% for mature estates. and 90% for resale flats (HDB Resale Price Index), from 2007 to 2013

Average HDB BTO 4-room prices increased by 41% for non-mature estates, against just 18% for mature estates. and 90% for resale flats (HDB Resale Price…


The mystery

January 22, 2023

The “Mystery” of what percentage of the Jobs Growth (<10%) in 2022 (1st 3 quarters) went to S'poreans, may have been solved?

During the Live from Taipei with Terry Xu & Leong Sze Hian – Not Meaningful Roundup of 2022! (10 Jan 2023) – https://www.youtube.com/watch?v=xy6OK0ZA36g- Terry mentioned…


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Jobs

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February 10, 2026

Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)


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December 12, 2025

What’s the problem with the “1 hour a week” definition of being counted as “employed”?


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December 12, 2025

When you read the media reports today, about the Ministry of Manpower’s (MOM) third-quarter labour report, did you know that the unemployment rate for S’poreans increased relatively more than that of Residents and Overall?


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November 1, 2025

805,000 – 925,000 (est.) Total Working-Age Population Not in Optimal Employment (Under-employed (Time, Income/Skills) + Involuntarily Unemployed + Voluntarily Unemployed)


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November 1, 2025

52.5% of PMETs Non-native S’poreans (Est.)


Healthcare

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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


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October 15, 2025

The plight of caregivers in S’pore


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September 28, 2025

What are some statistics that matter most?


CPF

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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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December 4, 2025

Which pension system in the world has only 40% attaining benchmark?


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October 18, 2025


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September 28, 2025

What are some statistics that matter most?


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