Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • February 10, 2026 | Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)
  • February 4, 2026 | Highest paid in the world, Most fatigued in the world, Most depressed in Asia, etc?
  • January 12, 2026 | Why “Vouchers & Temporary Rebates” don’t solve S’poreans’ Cost of Living problem?
  • December 24, 2025 | A tribute to M Ravi Several friends contacted me as the news of M Ravi’s death broke today
  • December 19, 2025 | Some Suggestions To Improve The “Parliamentary System” To Enhance Civil And Political Rights (UN International Covenant on Civil and Political Rights) Singapore’s Parliament and Political Standards: A Critical Examination
(Photo: TODAY)

October 8, 2017

Lowest healthcare public spending in the world?

Singapore’s public healthcare spending as a percentage of GDP, at just about 2.5 per cent ($9.8 divided by $400 billion), is probably the lowest in the world.


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October 8, 2017

Diploma holder earns $800 – homeless?

Why do we continue to have a system whereby those with a criminal record are discriminated in employment?


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October 4, 2017

EP: Just show the AG’s advice to the Gov’t lah?

Had the Government misled people about its reasons for counting the presidential terms?


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October 3, 2017

82% of homes’ lease expiring not eligible for HDB?

What are 82% households going to do after being asked to leave the expiring house by 2020?


Photo by mailer_diablo, Creative commons  BY-SA 3.0

October 3, 2017

ComCare: Less households helped – criteria relaxed, economic downturn, rising unemployment?

Why did fewer households gain help from ComCare under the condition of a more relaxed income criteria?


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October 3, 2017

CPF changes: Transfer to parents/grandparents – very low bequests?

People may soon be able to help their elders save for retirement at a lower sum than the basic.


CC BY-SA 3.0, https://en.wikipedia.org/w/index.php?curid=4637665

October 2, 2017

U-Save: Households up 10%, electricity tariff up 17%, but rebates down 16%?

Is it odd that we got $226 million of rebate costs for 800,000 households in 2001, yet only $190 million for 880,000 in 2017?


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October 2, 2017

AGO reported lapses: Ownself check ownself?

Whether a lapse uncovered in an audit leads to an investigation will depend on the nature of the lapse?


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October 2, 2017

Schools: 14% non-S’poreans, but universities – 35%?

Growing number of foreigners are finding it tougher to find places in local schools for their children; while foreign students take up about 35% enrollments in public universities.


By mailer_diablo - Self-taken (Unmodified), CC BY-SA 3.0, https://commons.wikimedia.org/w/index.php?curid=657239

October 2, 2017

Property: 0.25% p.a. return last 2 decades?

Are there any other countries’ property market in the world that has such poor returns (capital appreciation) in the last two decades or so?


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Jobs

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February 10, 2026

Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)


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December 12, 2025

What’s the problem with the “1 hour a week” definition of being counted as “employed”?


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December 12, 2025

When you read the media reports today, about the Ministry of Manpower’s (MOM) third-quarter labour report, did you know that the unemployment rate for S’poreans increased relatively more than that of Residents and Overall?


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November 1, 2025

805,000 – 925,000 (est.) Total Working-Age Population Not in Optimal Employment (Under-employed (Time, Income/Skills) + Involuntarily Unemployed + Voluntarily Unemployed)


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November 1, 2025

52.5% of PMETs Non-native S’poreans (Est.)


Healthcare

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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


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October 15, 2025

The plight of caregivers in S’pore


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September 28, 2025

What are some statistics that matter most?


CPF

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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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December 4, 2025

Which pension system in the world has only 40% attaining benchmark?


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October 18, 2025


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September 28, 2025

What are some statistics that matter most?


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