Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • February 10, 2026 | Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)
  • February 4, 2026 | Highest paid in the world, Most fatigued in the world, Most depressed in Asia, etc?
  • January 12, 2026 | Why “Vouchers & Temporary Rebates” don’t solve S’poreans’ Cost of Living problem?
  • December 24, 2025 | A tribute to M Ravi Several friends contacted me as the news of M Ravi’s death broke today
  • December 19, 2025 | Some Suggestions To Improve The “Parliamentary System” To Enhance Civil And Political Rights (UN International Covenant on Civil and Political Rights) Singapore’s Parliament and Political Standards: A Critical Examination
mrt-2_j-_ruiz_station

September 3, 2018

Transport fares: Change formula to help who?

Is the changing transport fare formula to help the people or the transport operators?


Photo: TODAYonline

August 28, 2018

CPF study’s conclusions: Too good to be true?

Most people who did not withdraw their CPF which they could after age 55, may have done so for reasons other than what the CPF Board wants us to believe?


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August 26, 2018

Shit TV: Not worth the screen you watch it on?

Carryballs News Always HDB commentary is pure propaganda lah!


CC BY-SA 3.0, https://en.wikipedia.org/w/index.php?curid=4637665

August 26, 2018

2 pages HDB: Shit Times not worth the paper it is printed on?

2 full pages on HDB in the Sunday Times, but never say the obvious?


hdb-singapore

August 25, 2018

HDB better than condo?

Is your HDB flat better than private property?


medisave

August 24, 2018

Lowest healthcare spending in the world?

Is Singapore’s government healthcare spending as a percentage of GDP the lowest in the world?


cpf

August 23, 2018

CPF Life eats all your % if you die early? How many know this?

Do you know that CPF Life eats up all you accumulated interest if you die early?


Photo: TODAYonline

August 22, 2018

HDB is biggest problem: Wait till you look at CPF?

The HDB 99-year lease is the mother of our problems – what about CPF?


hdbflat_rivervale

August 21, 2018

Minister: You own HDB (22.8.18); You lease HDB (24.3.17)?

The Minister who started the “HDB become worthless” panic in March last year by saying its a lease – now says its ownership?


hdb-singapore

August 21, 2018

HDB: Housing until Die Broke?

HDB – ‘Housing until Die Broke’!


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Jobs

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February 10, 2026

Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)


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December 12, 2025

What’s the problem with the “1 hour a week” definition of being counted as “employed”?


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December 12, 2025

When you read the media reports today, about the Ministry of Manpower’s (MOM) third-quarter labour report, did you know that the unemployment rate for S’poreans increased relatively more than that of Residents and Overall?


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November 1, 2025

805,000 – 925,000 (est.) Total Working-Age Population Not in Optimal Employment (Under-employed (Time, Income/Skills) + Involuntarily Unemployed + Voluntarily Unemployed)


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November 1, 2025

52.5% of PMETs Non-native S’poreans (Est.)


Healthcare

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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


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October 15, 2025

The plight of caregivers in S’pore


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September 28, 2025

What are some statistics that matter most?


CPF

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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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December 4, 2025

Which pension system in the world has only 40% attaining benchmark?


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October 18, 2025


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September 28, 2025

What are some statistics that matter most?


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