Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • July 8, 2026 | Singapore’s Reserves S$2.28T + Other State Assets – Highest Per Capita Reserves in the World!
  • June 15, 2026 | 89% (est.) of Jobs Growth 428,800 last 4.25 years to foreigners
  • June 11, 2026 | ebook “Singapore’s Economic Success and Anti-Corruption Model: Can It Be Adapted to Nepal?”
  • May 29, 2026 | All kinds of debts rising
  • May 29, 2026 | All kinds of debts rising
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October 29, 2025

S’pore’s 8 “very low or poor” World Rankings: Do these affect you?

https://www.facebook.com/laoliang/posts/pfbid0iYBBhEFgtsYPCnPBTCVrsyboZgWhUv9uhW9B1MG1jjzwkwHhZ7vMjMsJdFfhD626l


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October 29, 2025

111 Charts & Tables, 21,000 Words on “No one will be left behind”: What it means for ordinary S’poreans?


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October 29, 2025

111 Charts & Tables, 21,000 Words on “No one will be left behind”: What it means for ordinary S’poreans?

https://www.facebook.com/laoliang/posts/pfbid0gF3ncwbKNZ4RTjAvvTwtzwoT6zzdUWFSRGMJBX78QvHbKFzzWDvZ1cCAA4GJFq2hl


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October 28, 2025

Help her choose what to do – 13 moneylenders + 2 banks?

https://www.facebook.com/laoliang/posts/pfbid0V5DPpiWEHc4zVmmLcbkhDMpJsr5iqoE8ex6vPoyw4PVKdaHpcSuq9ybcn9JEc1j3l


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October 27, 2025

Singapore’s Debt Paradox: Prosperity Amid Personal Bankruptcy

https://www.facebook.com/laoliang/posts/pfbid0nXNanFFWXrq45eActwpKnzMeamWHu5rKrCMgWibt9ZhxiQr84gazhztqMbZbAvmJl


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October 24, 2025

Why Singapore Became the Most Tired Country in the World

https://www.facebook.com/laoliang/posts/pfbid037ziF9sWN1hob799ftNL21qwJjTiW8KxpawZzTSFAZDcJ9yGAAoL2feNz927a4Am5l


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October 24, 2025

obs, Wages, and the Singapore Paradox Subtitle: Why Full Employment Masks Deeper Structural Problems

https://www.facebook.com/laoliang/posts/pfbid02Ujt2ytKbHtkq7k12tns8tEny1eZsAcW4LJhkGixo2r2qSmqFd8tKKVQhxBWLRpwKl


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October 23, 2025

90.7% of total jobs growth (363,900) in the last 3.5 years, went to foreigners

https://www.facebook.com/laoliang/posts/pfbid0u6jSMnb1CgvV2rLi2GXWagLhPd9sPE9AdALybxjjPMRbKBbpANJvY9v6tuvMYd8al


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October 22, 2025

I was so amazed by this Sec 3 IP Humanities student’s intense interest and understanding of S’pore’s economic and social issues

https://www.facebook.com/laoliang/posts/pfbid0vp7XGykpBGWCXMyULySt6gPgHrJBvU1YAjwMuV5bckzoZ1iJyAXAKqdmAbcj6qa1l


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October 21, 2025

Govt spending per university student increased 3.8%, GDP per capita increased 79.3% (10 years from 2012 – 2022)

https://www.facebook.com/laoliang/posts/pfbid02zK2LBqshykpVv5Byn1cBXjNQs2ZdrVxADXppg9nQnK6SACegwQLWuoZVWhMTEz1wl


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Jobs

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June 15, 2026

89% (est.) of Jobs Growth 428,800 last 4.25 years to foreigners


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May 27, 2026

792,600 take-home pay below $2,400


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May 25, 2026

638,500 Take-home pay below $2,000


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March 22, 2026

1.6% p.a. real increase in household income last 5 years?


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March 22, 2026

300,000 Jobs: Unemployed increased to 115,000?


Healthcare

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

How many “really” unvaccinated employees?


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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


CPF

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

Forget about the Reserves: Just collect less money (inflows)?


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March 22, 2026


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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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