Cars. Car loans. COEs.

Is it time to buy a car or sell it? Should you get a second-hand vehicle? How much loan should you take?

If you have a question about recent policy changes to the car market, get expert advice on Monday, March 4, between 12.30pm and 1.30pm.

The Straits Times’ senior transport correspondent Christopher Tan will be giving his views in a live blogging session on The Straits Times’ website here.

He will be joined by Motor Traders Association president Cheah Kim Teck, who is also chief executive of Cycle & Carriage’s automotive business, and Mr Leong Sze Hian, past president of the Society of Financial Service Professionals.

You can send your car-related questions from today till 1pm on Monday. Please

* E-mail stcarblog@sph.com.sg or

* Tweet to #stcarblog or

* Leave them on The Straits Times’ Facebook page

Car buyers were hit by a double whammy on Monday.

The Monetary Authority of Singapore said that they must now place down payments of at least 40 per cent of the purchase price and also settle car loans within five years. Before this, the market was unregulated for a decade.

Meanwhile, during the release of Singapore Budget 2013, the Government announced a tiered Additional Registration Fee (ARF) which can add $100,000 or more to the sticker price of a top-end car.

In the tiered scheme, a car with an open market value (OMV, which is the approximate cost price) of up to $20,000 will be taxed at the current rate of 100 per cent. The next $30,000 will be taxed at 140 per cent, and any OMV above $50,000 at 180 per cent.