Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • June 15, 2026 | 89% (est.) of Jobs Growth 428,800 last 4.25 years to foreigners
  • June 11, 2026 | ebook “Singapore’s Economic Success and Anti-Corruption Model: Can It Be Adapted to Nepal?”
  • May 29, 2026 | All kinds of debts rising
  • May 29, 2026 | All kinds of debts rising
  • May 28, 2026 | Singapore’s Business Shakeout: Why More Firms Are Scaling Down, Closing, or MovingOperations Out
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March 29, 2024

Breaking news: From Jul, monthly household refuse collection fees for HDB & non-landed private housing will rise from $9.81 to $10.20 (4% increase), landed homes from $32.67 to $34

https://www.facebook.com/laoliang/posts/pfbid0qY7TJWb6PuKbctxb5PX5ARy4Yz4dsFpaec8Lz8wTLipcTFMrgD2dJLgmtDcKaQnEl


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March 27, 2024

Breaking news: $4.2b difference between Operating Revenue & Expenditure in Utilities Sector

https://www.facebook.com/laoliang/posts/pfbid0taGRTi4GLZj2DPAMFex8qS1nMTEGUHP9mBsAnoKbTfy1zMCrPfvJ8EPWmegmfhVTl


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March 26, 2024

“S’poreans under 30 years old reported significantly lower quality of life than those over 60”

https://www.facebook.com/laoliang/posts/pfbid02WcmPfwZ5MBDpXBc3f1NMh464NCuuwY7B59rgdxNgYQFvVh6J7W5EHQFVfi717LYHl


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March 25, 2024

Share of newly-created positions reached a high of 47.3% out of all vacancies (79,800 in Dec) in 2023, 94.5% employment growth to foreigners in 2023

https://www.facebook.com/laoliang/posts/pfbid0Z12WLWJpFxYTuqB1RSXTDDYkv5ojeYk5kL7R4qpsj484wLKBKAedAXMHDWeehe6ol


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March 14, 2024

CPF: The “short-term” vs “long-term” returns argument?

https://www.facebook.com/laoliang/posts/pfbid021ppyg6SyrTuc8hoJmqfwkFvKTDHcDjftywe4j16dUJj2BjoD8VWH3rnszZvGYzFDl


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March 11, 2024

Actual Outflows from Trust & Endowment Funds

https://www.facebook.com/laoliang/posts/pfbid02EHoAfabWTkHVr2GA23o5ZvUVtzuEvFR3tYVLDPfgyfVqrjTxYSv6XcEdcZCYqu9wl


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March 4, 2024

Breaking news (Parliament): 99% (about 831,600) can transfer their entire SA into their RA

https://www.facebook.com/laoliang/posts/pfbid02a7SwyBaChCqqvUVEeDRmG53SBjcrCgCMgeY6JdNG5YTmh4SKx1tvdz3SZ2meMLMzl


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March 2, 2024

Real salary increase S-Pass minimum (17 years) vs some occupational categories (16 years) – 1.0 vs 0.1 to 1.0% p.a.

https://www.channelnewsasia.com/singapore/s-pass-work-salaries-permit-migrant-workers-budget-2022-mom-2538986


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March 2, 2024

Real salary increase E-Pass minimum vs Uni starting pay last 17 years – 1.9 vs 0.5% p.a.

https://www.facebook.com/laoliang/posts/pfbid0Noy9YHdkXoQFx1DiAP8FzcJRq5gfkjYEfm9XYsYB1MruNGKBpv1wzEKm6LmzQ3BGl


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February 28, 2024

Breaking news (Parliament): Budget – “different from that of countries which “make major commitments without assurance of funding””

https://www.facebook.com/laoliang/posts/pfbid02JrqsCvk22M9iDznrHuSv9AfGVhM1EGcvWVCRGERrvAbgLSMueGECDHV89nfUfdzzl


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Jobs

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June 15, 2026

89% (est.) of Jobs Growth 428,800 last 4.25 years to foreigners


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May 27, 2026

792,600 take-home pay below $2,400


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May 25, 2026

638,500 Take-home pay below $2,000


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March 22, 2026

1.6% p.a. real increase in household income last 5 years?


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March 22, 2026

300,000 Jobs: Unemployed increased to 115,000?


Healthcare

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

How many “really” unvaccinated employees?


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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


CPF

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

Forget about the Reserves: Just collect less money (inflows)?


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March 22, 2026


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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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