Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • January 25, 2023 | HDB 2-room flexi: 50-year lease $127,000 vs 99-year lease $109,000 – $173,000 (average $141,000)?
  • January 24, 2023 | HDB starts to sell 3/4-rm at shorter 50-year lease – no wonder become more affordable?
  • January 24, 2023 | Polyclinic fees keep increasing – got surpluses or not?
  • January 23, 2023 | Average HDB BTO 4-room prices increased by 41% for non-mature estates, against just 18% for mature estates. and 90% for resale flats (HDB Resale Price Index), from 2007 to 2013
  • January 22, 2023 | The “Mystery” of what percentage of the Jobs Growth (<10%) in 2022 (1st 3 quarters) went to S'poreans, may have been solved?
Parliament

January 11, 2023

(Parliament): Review political office holders’ salaries – Ministers 5.3% p.a. real increase last 48 years, Associate Professional & Technicians 0.16% last 20 years?

“Review of political office holders’ salaries likely to take place in 2023: Chan Chun Sing” (ST, Jan 11) “Mr Chan replied that in 2012, a…


Breaking News

January 10, 2023

Breaking news (Parliament): NS statistics that are not only “not meaningful”, but “meaningless”?

” Every year, about 300,000 male Singapore citizens and permanent residents perform their national service duties across the three services, he noted.” “42 national servicemen…


For every needy

January 9, 2023

Cumulative total loss (for illustrative and conceptual purposes) when HDB becomes 0 at end of 99-year lease: $1.2t, at age 65 $500.6m?

Someone asked if I could try to calculate how much one would have, in a sense. lost until age 65, and in his lifetime, when…


Other

January 8, 2023

Some other “perspectives” of the GST hike? 12x to 73x of the revenue?

“Budget 2023 to address cost-of-living concerns of S’poreans: DPM Wong” (ST, Jan 7) 12x the 2% GST increase revenue estimated at $3.5b ($44 divided by…


Is there

January 8, 2023

Is there any country in the world that increased fuel duties, transport fares, property tax (twice), polyclinic fees, LTA fees, ERP, and now has also increased GST? – During the pandemic & high inflation?

Comments: Let the numbers do the talking? Fiscal balance of $44b (est.) last 2 decades (“average fiscal balance a year of” $2.2 billion x 20…


No Picture

January 7, 2023

“Not meaningful” roundup of 2022! Live from Taipei with Terry Xu, Roy Ngerng & Leong Sze Hian 10 Jan 6 pm https://www.facebook.com/theonlinecitizen

https://www.facebook.com/laoliang/posts/pfbid02PTdLrTY5ijQ2wsiyg9q8wHiqNy9xKYzuiWkUfErVE6FjYJJXi22p8YKFxJPRMZXSl


For every needy

January 7, 2023

For every needy family that received an hongbao, gift pack – how many did not? 278,000 households 1st-20th Income quintile

“Thousands of needy residents receive hongbao, gift packs in charity drives ahead of CNY” (ST, Jan 7) “More than 8,500 bags of food and drinks…


The most important

January 7, 2023

The “most important” question that no MP has ever asked in the history of Parliament?

Our unique fiscal policies which from a cashflow perspective – may not be spending any money on CPF, HDB & Healthcare (except during Covid-19), as…


Photo by Rudy Wong

January 2, 2023

Higher part-timers’ pay increase their real increase in minimum pay, from 4.5 cents to 9.5 cents per hour, p.a., in the last 25 years?

“Part-timers’ pay higher than pre-Covid-19 levels as travel, festivities return in full swing” (ST, Jan 2) “In 2021, 64 per cent of hourly part-time salaries…


Poor pay

January 1, 2023

“Poor” pay increase statistics: 42.5% of establishments “no wage increase” or “cut wage”?

Only 57.6% of establishments gave “basic wage increase” in 2021 40.8% No change in “basic wage” 1.7% “basic wage cut” file:///C:/Users/leong/Downloads/mrsd-report-on-wage-practices-2021.pdf #SGIssuesThatMatter Happy New Year!…


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Jobs

The mystery

January 22, 2023

The “Mystery” of what percentage of the Jobs Growth (<10%) in 2022 (1st 3 quarters) went to S'poreans, may have been solved?


Guess

January 19, 2023

Guess which category of workers has the highest unemployment rate?


Minister bonus

January 18, 2023

Ministers’ National Bonus: Inherent conflict of interest in the formula?


fastest

January 18, 2023

Fastest-growing jobs – Healthcare Assistant – Take-home Pay $1,367 – Is this a joke or what? Very low pay, very long hours, compared to other countries?


Minister

January 15, 2023

Ministers’ pay increased 46x vs 18x for “factory worker” last 56 years?


Healthcare

No Picture

January 24, 2023

Polyclinic fees keep increasing – got surpluses or not?


fastest

January 18, 2023

Fastest-growing jobs – Healthcare Assistant – Take-home Pay $1,367 – Is this a joke or what? Very low pay, very long hours, compared to other countries?


Photo by CNA/Lydia Lam

January 14, 2023

Nurse’s vaccination side effects – hospitalised 151 day, became wheelchair bound, sacked by the hospital for being unfit to work


4-5 days

December 4, 2022

4 to 5 days wait for hospital bed?


history

November 25, 2022

Poor planning: Some examples in history?


CPF

Photo by Memyjo

December 6, 2022

CPF “How % determined” website: OCBC fixed deposit 0.1% – yahoonews 2.6%?


CPF

November 23, 2022

Forget about the Reserves: Just collect less money (inflows)?


No Picture

November 18, 2022

CPF payouts: 54% deferred payouts after 65


幻灯片1

November 15, 2022

CPF INFLOWS EXCEED OUTFLOWS BY $39.8B


No meaningful CFP

November 13, 2022

Not Meaningful CPF


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