Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • September 8, 2026 | ChatGPT Analysis: Ministerial Pay, HDB, Lower-Paid Manufacturing Worker
  • August 1, 2026 | Something Is Wrong? No, Everything is Wrong!
  • July 8, 2026 | Singapore’s Reserves S$2.28T + Other State Assets – Highest Per Capita Reserves in the World!
  • June 15, 2026 | 89% (est.) of Jobs Growth 428,800 last 4.25 years to foreigners
  • June 11, 2026 | ebook “Singapore’s Economic Success and Anti-Corruption Model: Can It Be Adapted to Nepal?”
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October 8, 2022

How countries may solve their Public Housing problems?


October 7, 2022

How countries may solve their Public Housing and Pensions’ problems?

https://www.facebook.com/laoliang/posts/pfbid0WyYUqGwNco2vXUAC6UPMBvdE3YZ5Qrje241cxpKJmPfwXNQdWjns8Vf8R7RnvSiGl


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October 5, 2022

Breaking news: AMK BTO – Govt’s net positive cashflow is $230m?

https://www.facebook.com/laoliang/posts/pfbid02pURwTjsX1ETw8pWKcnFkqMr3Mi8GPLmFXcEkSPUwGaVaBjztjMmfxyfV2iVohXkSl


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October 4, 2022

Breaking news (Parliament): HDB affordable – will intervene as needed?

https://www.facebook.com/laoliang/posts/pfbid02csuyHEwARdpP1VGm2zGfc1ovhzpyQgHjkLoEC3w1BxkaVU5rf1aBhwpTLRq6FwBCl  


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September 27, 2022

Breaking news: New PRs granted hit 11-year high of 33,435 – last year’s increase in foreigners 6.6%, PRs 6.3%, citizens 1.6% – 21,537 new citizens granted up by 2.1% last year!

https://www.facebook.com/laoliang/posts/pfbid08H7srG3i8sBmVDvbZG6s8ruh7zs4p4rkh5HHMkm2DkXuCYHNmfHTz5JQWZSAcYSgl  


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September 25, 2022

Breaking news: After decades of HDB “asset enhancement”, 0 after 99-year lease – now “Singaporeans’ aspirations and concerns on housing to be discussed”?

https://www.facebook.com/laoliang/posts/pfbid0cQ4YMCLgtWnaFd8CdHMg15VF4EVfiKdPLSKGKAjEAVsFgjaJGo7Pru7F2ResgSzTl  


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September 7, 2022

19,000 full-time workers get PWM, but why still so many “low-wage” after 10 years of PWM?

https://www.facebook.com/laoliang/posts/pfbid02rYezGQokv2jkrQ7oiaEjzTzCF7HHjxWDo9o292VnYZ27176go3s7mGaEXRfWvHayl


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September 4, 2022

https://www.facebook.com/leong.hian/posts/pfbid0UrSmGXCwQPv5nFCWxmWDM9PeXTvCqBj6rRB8hrcCn2cf1Nxe3EPoZSfxESvgebzYl


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August 31, 2022

Breaking news: MOM announced 159,000 local low-wage workers to earn at least $1,400 (take-home $1,120?) from Sept 1 – but don’t apply to firms that do not employ foreigners?

https://www.facebook.com/laoliang/posts/pfbid0QDZu4cVQQ2NW6ipkXdpQcKb8pg5AKFmaSuMtLDJzVQK6n54s4LcUWW1pQtSLv24Zl


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August 30, 2022

Breaking news: HDB BTO prices have gone mad! As high as $877,000!

https://www.facebook.com/laoliang/posts/pfbid04JTAGXNyMcErqEWTBbg18bpR6SSKRuQiE6igA64a3LqMtKfmQnMzavu56TuPLgQel


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Jobs

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June 15, 2026

89% (est.) of Jobs Growth 428,800 last 4.25 years to foreigners


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May 27, 2026

792,600 take-home pay below $2,400


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May 25, 2026

638,500 Take-home pay below $2,000


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March 22, 2026

1.6% p.a. real increase in household income last 5 years?


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March 22, 2026

300,000 Jobs: Unemployed increased to 115,000?


Healthcare

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

How many “really” unvaccinated employees?


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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


CPF

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

Forget about the Reserves: Just collect less money (inflows)?


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March 22, 2026


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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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