Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • October 14, 2026 | Leong Sze Hian’s speech “The Key to Singapore’s Economic Model: The ‘Sharing Economy’ in Islamic Finance” The 14th Asean Universities International Conference on Islamic Finance, Jakarta, 14 Oct 2026
  • October 5, 2026 | Global Peace Ambassador
  • September 27, 2026 | Other Countries With Declining Citizen Populations Do Not Grant So Many New Citizens Like S’pore
  • September 8, 2026 | ChatGPT Analysis: Ministerial Pay, HDB, Lower-Paid Manufacturing Worker
  • August 1, 2026 | Something Is Wrong? No, Everything is Wrong!

December 20, 2022

Education spending on non-S’porean students was about $500m a year, about 13/14 years ago?

After writing “Masters oourses self-funding – many words, very little numbers?” https://www.facebook.com/laoliang/posts/pfbid02h72Qg1ohKhqr1422fcsErChixQSxkCBkQhzs2KEp7qKGaKSqDF86nzySh6DT9pNul and “1 in 3 university students struggling? (Part 2) – Real Tuition fees…


December 19, 2022

Masters oourses self-funding – many words, very little numbers?

“Most research-based master’s degrees subsidised by MOE” (ST, Dec 19) ” Most postgraduate programmes that are based on research continue to be subsidised by the…


December 18, 2022

M-SEP scheme – can hire more foreign workers beyond the quota, but no minimum salary for work permits?

“Singapore’s lifting of foreign manpower quota for some firms is no free lunch” (ST, Dec 18) Comment: How can enabling companies to temporarily hire S…


December 13, 2022

The “Illogical Triple Whammy” of HDB land costs?

Firstly, you are charged market rates , and the sums cannot be used to help S’poreans now, because it goes into the Reserves, which can…


December 13, 2022

6 reasons why the “cannot lower BTO prices” narrative is not so convincing?

“Drastically lowering BTO prices without regard for land costs will end up hurting S’poreans: Sim Ann” (ST, Dec 12) “Drastically lowering prices of Build-To-Order (BTO)…


December 12, 2022

Ownself demolish ownself: Own numbers that demolish the “narrative”?

1) 1 in 3 university students struggling? (Part 2) – Real Tuition fees increased 4.1%, Govt spending 0.2%? https://www.facebook.com/laoliang/posts/pfbid03u2g8w77w9fA3t1d4zV3VKYVx32nuWQHqAC4ovEvL3cPpYr8Qow9KwW55svqRuejl 2) HDB is affordable because household…


December 11, 2022

1 in 3 university students struggling? (Part 2) – Real Tuition fees increased 4.1%, Govt spending 0.2%?

Real Tuition fee increased 4.1% pa … 1987 Tuition fee $1,200, has increased over the years to $8,250 to $30,200 (Medicine/Dentistry) in AY2022/2023 – an…


December 11, 2022

HDB is affordable because household income increased more than BTO prices – Well, it depends on what period you are looking at? – Last 10 years affordable, last 5 & 15 years not so affordable?

“Review of HDB town classification likely to come with policy changes: Desmond Lee” (ST, Dec 11) ““Thirdly, if we have new classifications or no classifications…


December 8, 2022

Breaking news: Update (7 Dec) Unemployment – Workforce: 55% (est.) non-native S’poreans?

“Singapore unemployment rates hold steady at pre-Covid levels in October” (BT, Dec 7) 60,800 unemployed citizens divided by 3.0% unemployment rate = 2,026,667 citizen workforce…


December 6, 2022

Tripartism solves workforce challenges – Income, employment statistical outcomes?

“Workforce challenges can be solved through tripartism, say speakers at regional meeting” (BT, Dec 6) “TRIPARTISM and social dialogue are key pillars of the global…


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Jobs

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June 15, 2026

89% (est.) of Jobs Growth 428,800 last 4.25 years to foreigners


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May 27, 2026

792,600 take-home pay below $2,400


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May 25, 2026

638,500 Take-home pay below $2,000


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March 22, 2026

1.6% p.a. real increase in household income last 5 years?


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March 22, 2026

300,000 Jobs: Unemployed increased to 115,000?


Healthcare

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

How many “really” unvaccinated employees?


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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


CPF

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

Forget about the Reserves: Just collect less money (inflows)?


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March 22, 2026


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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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