Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • February 10, 2026 | Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)
  • February 4, 2026 | Highest paid in the world, Most fatigued in the world, Most depressed in Asia, etc?
  • January 12, 2026 | Why “Vouchers & Temporary Rebates” don’t solve S’poreans’ Cost of Living problem?
  • December 24, 2025 | A tribute to M Ravi Several friends contacted me as the news of M Ravi’s death broke today
  • December 19, 2025 | Some Suggestions To Improve The “Parliamentary System” To Enhance Civil And Political Rights (UN International Covenant on Civil and Political Rights) Singapore’s Parliament and Political Standards: A Critical Examination
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July 24, 2018

Health data hacked: How “independent” are Committees of Inquiry?

In order to placate the public’s displeasure with serious lapses – the “Committees of Inquiry” set up by the Government over the years, should be seen to be as “independent” as possible, in the eyes of Singaporeans.


Photo: fivestarsandamoon.com

July 23, 2018

MIT, University of Chicago, NYU, John Hopkins, UNSW – all gone?

Why is it that so many world-renowned universities in Singapore have left?


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July 22, 2018

Malaysia cancels electricity agreements: 13 cents vs S’pore’s 23 cents?

Why is the electricity tariff in Singapore almost double that of Malaysia’s?


Electronic-health-records

July 21, 2018

“Health records” hacking: “Protection” vs “Surveillance”?

Are we spending too much on “surveillance, propaganda and influencing”, relative to protecting our systems?  I refer to the article “Here’s why we should all…


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July 21, 2018

Silver Housing Bonus up to 20k: $60k to CPF, $0 to cash?

Would you downgrade your HDB flat and use all your net sales proceeds to top-up your CPF and get no cash, to get up to…


singapore

July 18, 2018

Ben Davis NS deferment: MINDEF talking rubbish?

MINDEF’s reasons and excuses for not granting NS deferment to Ben Davis don’t make sense leh?


Office workers walk through the central business district during lunch break.PHOTO: BLOOMBERG

July 18, 2018

AGO: PA lapses – 25% grassroots new citizens/PRs?

What is the proportion of new citizens and PRs in the grassroots?


singapore-employees

July 16, 2018

Only 16% met Full Retirement Sum?

Why is it that only an estimated 16% of Singaporeans were able to meet the Full Retirement Sum at age 55?


GIC

July 16, 2018

GIC ‘global equities’ reference portfolio, but historical comparison narrative is ‘US equities’?

Suggest that GIC use its ‘Global equities and bonds’ reference portfolio, in its historical comparison narrative, instead of a ‘US equities and bonds’ portfolio’


Marina Bay, Singapore – Photo: Leonid Yaitsky via Flickr, used under Creative Commons License (By 2.0)

July 15, 2018

Keep food prices low: 1 social enterprise $380m profits, what about all social enterprises’ profits?

How much profits does NTUC Foodfare make – NTUC Fairprice had $380 million profits?


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Jobs

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February 10, 2026

Associate Professionals & Technicians: 0.2% p.a. real increase in income last 24 years (495,500 resident workers)


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December 12, 2025

What’s the problem with the “1 hour a week” definition of being counted as “employed”?


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December 12, 2025

When you read the media reports today, about the Ministry of Manpower’s (MOM) third-quarter labour report, did you know that the unemployment rate for S’poreans increased relatively more than that of Residents and Overall?


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November 1, 2025

805,000 – 925,000 (est.) Total Working-Age Population Not in Optimal Employment (Under-employed (Time, Income/Skills) + Involuntarily Unemployed + Voluntarily Unemployed)


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November 1, 2025

52.5% of PMETs Non-native S’poreans (Est.)


Healthcare

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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


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October 15, 2025

The plight of caregivers in S’pore


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September 28, 2025

What are some statistics that matter most?


CPF

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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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December 4, 2025

Which pension system in the world has only 40% attaining benchmark?


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October 18, 2025


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September 28, 2025

What are some statistics that matter most?


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