Leong Sze Hian

Past president of the Society of Financial Service Professionals, an alumnus of Harvard University, authored 4 books, quoted over 1000 times in the media....

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Hot Topics
  • August 1, 2026 | Something Is Wrong? No, Everything is Wrong!
  • July 8, 2026 | Singapore’s Reserves S$2.28T + Other State Assets – Highest Per Capita Reserves in the World!
  • June 15, 2026 | 89% (est.) of Jobs Growth 428,800 last 4.25 years to foreigners
  • June 11, 2026 | ebook “Singapore’s Economic Success and Anti-Corruption Model: Can It Be Adapted to Nepal?”
  • May 29, 2026 | All kinds of debts rising
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March 1, 2014

Latest statistics indicate Govt continues to not spend a single cent on healthcare & CPF?

Not spending a single cent on healthcare and CPF? The recently published CPF statistics by the CPF Board and the Budget expenditure (revised for FY2013)…


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March 1, 2014

Update on 8 town councils: $82.5m transferred to sinking funds during the last election?

Big thank you to ES Further to my article “Increase in S&CC charges – figures don’t add up” (Mar 1) – ES has sent me…


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March 1, 2014

Alternative news in 1 day? (part 70) – $1.3b MediShield “excess premiums” last 6 years?

I refer to the article “Circle of trust in welfare system: Is S’pore ready” and Dr Yik Keng Yeong’s letter “MediShield Life must be stringently…


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February 28, 2014

Alternative news in 1 day? (part 69) – Graduates’ real salary drops again?

I refer to the article “Close to 90% of fresh graduates employed in 2013: Joint university survey” (Straits Times, Feb 28). Graduates’ starting pay comparable…


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February 28, 2014

Telcos should innovate. No one owes them a living

I refer to the Today Article “Telcos ‘may cut network investments’ if they can’t ride on app messaging wave”.   There will be more technology…


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February 28, 2014

6 town councils transferred $62m to sinking funds when elections announced in 2011?

Further to my article “Alternative news in 1 day? (part 68) – $17.8m surplus transferred to sinking fund of just 2 town councils?” (Feb 28)…


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February 27, 2014

Alternative news in 1 day? (part 68) – $17.8m surplus transferred to sinking fund of just 2 town councils?

I refer to the article “8 town councils to increase service & conservancy charges” (Channel NewsAsia, Feb 27). It states that “Charges by Jurong Town…


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February 26, 2014

Alternative news in 1 day? (part 67) – Healthcare is greatest concern in retirement?

I refer to the article “Lack of money for medical bills tops Singaporeans’ retirement fears: Nielsen survey” (Straits Times, Feb 25). It states that “Singaporeans’…


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February 26, 2014

2 elderly gentleman talking about posters at a bus stop?

I was at a bus stop and overheard 2 elderly gentleman talking – (Something along the lines of:-) A: “Wah so many posters – I…


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February 25, 2014

Pre-Budget 2014 Forum: FACTS You Need To Know About Singapore’s Finances

The Real Singapore http://therealsingapore.com/content/facts-you-need-know-about-singapore%E2%80%99s-finances Feb 25, 2014 Two Saturdays ago, we had a Pre-Budget 2014 Forum at the TKP Conference Centre. The forum was held…


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Jobs

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June 15, 2026

89% (est.) of Jobs Growth 428,800 last 4.25 years to foreigners


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May 27, 2026

792,600 take-home pay below $2,400


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May 25, 2026

638,500 Take-home pay below $2,000


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March 22, 2026

1.6% p.a. real increase in household income last 5 years?


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March 22, 2026

300,000 Jobs: Unemployed increased to 115,000?


Healthcare

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

How many “really” unvaccinated employees?


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December 9, 2025

HEALTHCARE CAPACITY IN SINGAPORE: Why Hospital Beds Lag Behind Population Growth — A Structural Crisis


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December 5, 2025

Even Class C deductible increase to $1,500: Assume everyone can afford (Medisave/Cash)?


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November 9, 2025

Rising healthcare costs: Some suggestions


CPF

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April 1, 2026

Singapore’s Surplus State: Rethinking CPF, HDB and Healthcare Through a Cashflow Lens


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March 22, 2026

Forget about the Reserves: Just collect less money (inflows)?


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March 22, 2026


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December 10, 2025

S$26.65b (ChatGPT scenario est.) Difference between GIC annualised returns & current % to CPF Members (ChatGPT est.)


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December 5, 2025

60% can’t meet FRS (est.), 33% HDB flats Seniors, 86% say stay until die: So how?


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